Harry Panosian | Helping Scottsdale Professionals Transition from Wealth Accumulation to Retirement Income | CFP® | RICP® | ChFC® | AIF®|
Retirement Income Planning Specialst
Helping Pre-Retirees & Retirees Transition from Wealth Accumulation to Retirement Income
For more than 35 years, I have helped individuals, families, business owners, and retirees make informed financial decisions and develop strategies designed to support their long-term goals. As a CFP®, ChFC®, AIF®, RICP®, and Investment Advisor Representative, I bring a comprehensive approach to retirement planning and wealth management.
My commitment to financial planning began after witnessing firsthand the challenges families can face when they are unprepared for life's unexpected events. That experience shaped my passion for helping others pursue greater financial confidence through education, planning, and personalized guidance.
Today, I help clients navigate many of the financial challenges that arise before and during retirement, including:
• Retirement Income Planning
• Investment Management & Risk Analysis
• IRA & 401(k) Rollovers
• Social Security Planning Considerations
• Tax-Efficient Distribution Strategies
• Estate Planning Coordination
• Wealth Preservation & Legacy Planning
• Managing Inflation, Healthcare Costs, Longevity Risk, and Sequence of Returns Risk
I believe financial planning should be understandable, actionable, and tailored to each client's unique circumstances. Rather than offering one-size-fits-all solutions, I work closely with clients to create strategies aligned with their goals, risk tolerance, and retirement vision.
My process is built around three principles:
✔ Discover – Understand your goals, concerns, and aspirations.
✔ Plan – Develop a customized strategy for your unique situation.
✔ Implement & Monitor – Provide ongoing guidance and support.
I am passionate about educating clients through retirement workshops, seminars, educational presentations, and one-on-one conversations that simplify complex financial concepts and help individuals make informed decisions.
Based in Scottsdale, Arizona, I have proudly called the Valley home since 1997 and serve clients throughout Arizona and other approved states.
If you're preparing for retirement, recently retired, or seeking a second opinion on your current strategy, let's connect. I welcome the opportunity to discuss your goals, identify potential gaps, and explore ways to strengthen your retirement income plan. Visit harrypanosian.com or message me here on LinkedIn to start the conversation.